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Terms of Use

Last updated: May 29, 2026

These Terms of Use govern access to and use of TN Makkal (tnmakkal.com). By using this website, you agree to these terms. If you do not agree, do not use the site.

Service Scope

TN Makkal provides public information content, utility calculators, finance planning tools, and related guidance for educational and informational purposes. Outputs are estimates and are not official approvals, legal opinions, financial advice, or government-issued records.

User Responsibilities

  • Provide accurate input values when using calculators.
  • Verify all final payable values with official statements or authorized sources.
  • Use the service lawfully and avoid misuse, reverse engineering abuse, or automated attacks.
  • Do not submit confidential or sensitive credentials through public forms or email.

Intellectual Property

Site content, layout, logos, original calculator logic presentation, and editorial explanations are protected by applicable intellectual property rights. Limited personal use is permitted. Republishing, scraping, or commercial reuse without permission is prohibited.

No Warranty

TN Makkal is provided on an "as is" and "as available" basis. While we aim for clarity and accuracy, we do not guarantee uninterrupted operation, error-free results, or universal fitness for every lending, utility, or billing scenario.

Limitation of Liability

TN Makkal and its operators are not liable for direct, indirect, incidental, or consequential losses arising from reliance on calculator outputs, delayed updates, third-party changes, or user interpretation errors. Use calculator outputs as planning references only.

Third-Party Services and Links

The site may include links or integrations with external services such as analytics, ads, or official portals. TN Makkal is not responsible for third-party policies, content changes, or service availability beyond our platform control.

Suspension and Updates

We may update, suspend, or discontinue parts of the service at any time to improve quality, security, or compliance. Terms may also be updated periodically, with revised dates shown on this page.

Governing Interpretation

These terms are interpreted under applicable Indian law. Users are responsible for understanding local obligations before relying on any planning output for contractual decisions.

Contact

For Terms questions, contact hsquare.2003@gmail.com.

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